Seattle Car Insurance

November 1 2009

Seattle, Washington State requires all legal drivers to have at least a certain level of auto insurance coverage as outlined by the Washington Department of Licensing (DOL) and is intended to ensure that all Seattle drivers take responsibility for any injuries or damage that may result from their use of a car.

If you don’t fulfill the legal minimum requirements then you can be hit by a fine of almost $500, so it is vital you understand the legal requirements before you start getting car insurance quotes in Seattle.

For starters all Seattle drivers are required to carry an insurance identification card in the vehicle at all times. This cars contains information about the driver, their insurance policy and the vehicle you are insured to drive. The policy itself must have as a legal minimum the following liability cover:

  • A minimum of $10,000 for damage to the property per accident.
  • A minimum of $25,000 for Bodily Injury Liability (BIL) per person per accident.
  • A minimum of $50,000 for Total Bodily Injury Liability per accident.

This is higher than in many other States, but still only represents the legal minimum required by the Washington Department of Licensing.

You should certainly consider increasing your coverage from this minimum if you can as this won’t in a auto accident claim given the number of expensive cars on the road theses days.

Always aim to get as much coverage as you can comfortably afford and don’t forget that Increasing your coverage shouldn’t increase your premiums significantly plus you get the peace of mind knowing you are completely covered. Compare prices today to see what you can save.

Another optional extra that is well worth considering is, uninsured or underinsured motorist cover. With so many people choosing to drive without auto insurance this can be a real problem as Washington State operates a Tort system which means that someone must be found to be at fault for causing the accident, if that person is uninsured then without the additional cover things can get a lot more expensive.

Getting Seattle car insurance quotes online is fast, free and secure. It allows you to compare many car insurance quotes from different companies in minutes. So, what are you waiting for? Start comparing Seattle car insurance quotes online now and see how much you could save.